Retirement plans are complex and have many moving parts; as such, many plan sponsors create retirement plan committees to help keep them running smoothly. They may be called “investment” or “administrative” committees and can range in size.  Regardless of the name or number of people involved, the...

Anyone who has received stacks of mailed booklets, leaflets or other paper 401(k) disclosure materials might be cheering about the Department of Labor’s (DOL) recent rule that expands employer options for delivering retirement plan documents online.¹

The Electronic Disclosure Safe Harbor for...

If navigating a worldwide pandemic weren’t enough, the world of employee benefits continues to throw curve balls at employers and plan sponsors who must constantly keep up. Below are 5 big changes that retirement plan decision-makers should know about. 

1. How far will retirement savings go

Al...

You likely recognize the importance of seeing your doctor for an annual physical to keep your health in tip-top shape, or taking your car in for routine maintenance to keep it running like new. 
But what about checking the health of your retirement plan? When is the last time you reviewed your...

If you have terminated participants with balances in your 401(k) plan, some of whom you can’t locate, you’re not alone; missing participants are an industry-wide problem. 

What is a missing participant? A missing participant is a former employee who has left funds in a qualified retirement plan...

Turbulent times can bring turbulent markets. Many factors cause chaotic swings in the investing world including housing bubbles, political elections, international instability, and as we have seen recently, a global health pandemic.

Despite the financial queasiness, this can have, experts...

By choosing to offer your employees a 401(k) plan, you’re sending a powerful message — that you’re invested in their future and committed to helping them work towards financial security in their retirement.

Are Coronavirus-related withdrawals from retirement savings accounts a good idea? We explain the differences, pros & cons to help employees make informed decisions.

A good total rewards program helps you attract and retain the best possible talent for your organization. Add a great workplace culture and environment and you could be on your way to becoming an employer of choice among job-seekers.

What is a total rewards program?

A total rewards program is...

In today’s economy, Americans are worried about their finances, and it spills over into every aspect of their lives, even their work. 

Let’s look at this for a minute and you’ll see why having a financial wellness program for your employees is a good thing.

Why Have a Financial Wellness...

If you think financial wellness programs are a fad, think again. The industry consensus is that financial wellness not only produces results for employees, but it positively influences company bottom lines. 

That’s good news for a number of reasons, especially for the juggernaut of financial...

Financial stress may be taking a toll on your employees — and your bottom line. Here are four ways you can help reduce employees’ money stress and improve their financial well-being.