The use of auto features in 401(k) plans has continued to climb in popularity over the past decade. In fact, auto features such as automatic enrollment and auto escalation are considered best practices in 401(k) plan design as ways to help boost participation and employee savings rates.1

Many large...

How to Think About Financial Wellness ROI

by Michael Greaney on

If you want to sell your C-suite on paying for an employee financial wellness program, you’ll probably hear this question from your CFO: What’s the ROI?

It’s natural for a chief financial officer to ask about the return on investment (ROI) from spending the organization’s money on a program that,...

7 Ways to Avoid Bankruptcy

by Christel Chan on

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck.

For those consumed by debt, Chapter 7 or Chapter 13 bankruptcy is an...

Why Financial Advisors Are Still Important

by Christel Chan on

With the rise in popularity of financial planning robo-advisors, many experts predicted the beginning of the end for financial advisors. But as many investors are starting to see, there are distinct advantages to speaking with a live person when determining just how you should invest your money.

Wh...

Top 15 Money Management Tips

by Christel Chan on

We all have our own unique relationship with money. We certainly have our own unique way of both spending and saving money.

However, if you’re ready to start putting some money aside, or looking for tips on money management, or even the best way to pay your bills, the following tips may provide a...